The 10 Best Expense Tracker Apps in 2022

Updated: Dec 7, 2021
By Umar Farouk Kabir
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Gone are the days when you sit down to partake in manual bookkeeping. Nearly everything is digital now, and as a result, so many things have been made a lot easier and more convenient. Frankly speaking, nobody wants to sit down and spend so much time keeping track of cash flow when you can easily do so with your mobile phone.

Keep that little booklet aside and allow us to discuss the 10 best expense tracker apps in 2022 that will make money management so much easier for you!

10 Tracker Apps that will Help You Track Your Expenses

1. Ivy Wallet

Made for both android and iPhone smartphones, this is one of the newer money management apps in the market. Ivy Wallet has been getting some excellent reviews from its users worldwide. One thing you’ll quickly notice about this app is its beautiful software design. The developers really pulled out all the stops on this one. It is no wonder that it’s been making a lot of noise since its launch back in May 2021.

Another good thing about this app is that it supports multiple accounts. This helps you can keep track of the transaction history and balance on multiple bank cards. That’s not even the mind-blowing part, Ivy Wallet supports multiple currencies as well as cryptocurrency!

With Ivy Wallet, you can plan your payment of bills and whatnot in advance to have better control over your expenditures. All the expenses can be categorized for better management and reporting.

With this app, your days of tedious bookkeeping are over!

For Android and iPhone users, you can download the app here

2. Mint

This is an all-in-one money planner, bill tracker & budgeting app.

Experience a new way to manage your expenses. Smash your financial goals with personalized insights and custom budgets. See your monthly bills, create budgets, grow savings, and build stronger financial habits.

Mint also offers blog and education tools such as a loan repayment calculator. Mint is definitely one of the heavy hitters of money management apps in 2022.

3. Goodbudget

Goodbudget started as an experiment with Dayspring Technologies in San Francisco back in 2009. Over time, features such as checkbook reconciliation, accounts, and recurring transactions were added and it became more than envelope budgeting software.

It gradually gained clout in the money management apps market and today, Goodbudget has over 3,000,000 users worldwide

One of the standout features of Goodbudget is that it allows users to plan their household’s spending using the ‘envelope method’ where they set a certain amount of their income into categories like groceries, rent, and debt. Users are only supposed to spend what’s in their envelopes and if they go beyond their budget, the envelope will show red to highlight the excess expenditure.

Furthermore, this app goes beyond money management as it helps users with financial discipline. It is no surprise that it made our list of the 10 best expense tracker apps in 2022.

To download Goodbudget here for both android and apple platforms:

4. iSaveMoney

As the name implies, iSaveMoney is a beautifully designed app that helps you keep track of your expenses and is also quite user-friendly.

It has a well-detailed budget planner as well as a feature that allows you to set up your recurring payments to make your bill payments quite effortless.

Another wonderful feature is that it is capable of ‘learning’. The budget forecast feature analyzes past expenditures and predicts cash flow for the next six months. Again, this is a great app for saving money and sticking to a budget.

Unfortunately, ISaveMoney is currently only available for android devices.

5. Acorns

Another powerhouse in our list of 10 best expense tracker apps is Acorns. Released back in 2014 for both IOS and Android devices, it quickly climbed the ranks, and it’s easy to see why. As of 2020, Acorns boasted 8.2 million customers worldwide and $3 billion in assets under management.

Acorns offers multiple investment channels. Once you create your account, you can select multiple portfolios to invest in. Also, when you connect your debit or credit card to Acorns, every purchase made will be rounded up to the nearest whole currency. The remainder is then invested in the portfolios you selected initially. Investment has never been easier with Acorns.

For IOS and android users, get the app here.

6. Mvelopes

A lot of folks find it hard to stick to their budget plans due to improper financial discipline. What if there’s an app out there that’ll do it all for you? Well, it seems you’re in luck!

Mvelopes, which is a fancy way of spelling ‘envelope’, employs the Envelope System. Mvelopes sets out a plan for you and manages your income in a resourceful manner that will benefit you in multiple financial situations. Before long, you will realize that your savings have gone up and you are not behind on your bill payments. Mvelopes does it all for you.

The application is available on both IOS and Android devices.

7. Qapital

Another gem in our list of 10 best expense tracker apps is this award-winning app, Qapital. It does it all from saving to investing to helping users reach financial goals.

Qapital takes your savings to a whole new level by letting you set your own savings parameters within its checking account and savings accounts.

Visit Qapital to download the app and start saving effortlessly!

8. Unsplurge

Unsplurge, is an iOS-only app that helps you track your savings goals. Unlike its counterparts, Unsplurge does not require banking, credit, or loan information. You simply set a goal and start logging your savings progress. Think of it as a money management diary seeing it also sends notifications from time to time to remind you to save.

9. Monefy

The 10 best expense tracker lists wouldn’t be complete without Monefy. This expense tracker is one of the easiest and fastest money management apps out there.

This user-friendly app helps you to keep tabs on your spending, and detailed information from the transactions list. It supports multiple currencies which makes it extra convenient, and it supports multiple accounts as well!

Monefy is available on both IOS and Android devices. Download here.

10. Expense Manager

Last, but certainly not the least on our list of 10 best expense tracker apps in 2022 is the Expense Manager. As the name implies, this brilliant app does everything the very best expense tracker app in the market does. What’s more, it is effortless to use, and it comes with an inbuilt currency converter, loan calculator, and interest calculator.

For iOS devices, click here to install

For Android devices, click here to install 

Conclusion

Keeping track of expenses has never been made easier than it is with these apps. You no longer have to keep with the tedious act of manually recording your expenditure and forcing yourself to save in order to stick to your budget. There is an expense tracker app for everyone out there seeking to have financial ease and discipline.

Some apps automatically sync with bank accounts which saves you time instead of having to manually gather different credit card statements. Other apps help you categorize your spending, so you can better understand where your money usually goes. Again, some of the best apps out there go a step further to offer educational tools like blogs and courses to help you learn more about saving and investments.

Visit our Business and Finance Category to learn more about some financial and business tips guaranteed to improve your decision-making where money is involved. Also, don’t forget to drop a comment in the comments section about what you think of this write-up. Thank you.

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1 Comment

  1. Jeramel G.

    MoolahMore is a personal finance app that helps you track your spending, set budgets and save money. It’s available on both iOS and Android. This app helps you to keep track of your expenses, income and savings. You can categorize your expenses in different categories like groceries, bills etc. You can also set goals for yourself to save or spend more money in certain categories.

    MoolahMore is one of the best expense tracker apps that you should try out in 2022

    Reply

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